Simulator

The Simulator lets you model financial scenarios — what happens to your capacity if you take on a new debt or increase savings — before committing.

Simulator screen with scenario comparison

lightbulb How to Use

Open Simulator from the Quick Links on the dashboard. Add hypothetical items to your scenario. The screen shows your current financial capacity on the left and the projected capacity with your scenario items on the right.

category Scenario Item Types

Four types of items you can add to a simulation:

• New Debt — adds a monthly instalment to the simulation
• New Commitment — adds a fixed monthly obligation
• New Savings Goal — adds a monthly contribution
• Income Change — adjusts the income figure up or down

compare_arrows Comparison Cards

After adding items, the simulator shows:

• Current Capacity vs. Projected Capacity
• Current DSR vs. Projected DSR
• Current Savings Rate vs. Projected Savings Rate

This helps you decide: "Can I afford this car loan?" before you sign anything.

clear_all Clearing the Simulation

Tap the clear button to remove all simulation items and reset to your current actuals. Simulations are not saved between app sessions.